Roof Damage from Hail | Inspecting & Dealing Guide

People residing in the USA  with heavy and severe weather have to face damages caused by hail each year. Unlike rain, the term hail refers to the fall of lumps of ice along with wind and water. Hail is a frozen raindrop a lot bigger than common ice crystal. Depending on the size of precipitation, hail can be damaging for vehicles, house roofs, and corps, etc. Hail damage cost increases because of damaged cars, broken windows, damaged roofs, and house exterior.

You can spot some obvious signs of damage to your property like a broken window, chimney, outdoor storage shed,  or dented car. But there needs to a trained professional to inspect the hidden damage to your house roof so that you can save the interior of your house timely.

Roof Damaged by Hail

Roof damage can be functional or cosmetic which can lead to roof leaks and other issues. The severity of the damage depends upon various factors like

Many insurance companies require you to file for hale damage within one year of hail damage caused to your roof. Do not wait and try to make an appointment with a roof inspector no matter if it is a small or big hail storm. If the roofing inspector finds damages then immediately find a roofing contractor who is trustworthy, experienced, and helps you in claiming insurance.

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Signs of Roof Damage from Hail

The first sign of roof damage is dented gutters. This is the most obvious place to see and identify damage.  Look for sides and deck as well.  If they are damaged, you need to file for roof damage. Other types of roof damages include:

Damaged Roof be Repaired or Changed?

It depends upon the extent of the damage. Repairing a damaged roof is simple as repairing a single shingle. But if the damage is up to deep down in a wooden interior and you do not replace the whole roof. It can cause mold to grow, shatter the electricity system, and may cost you thousands of dollars afterward. It is wise not to decide by yourself whether you need a repair or replacement. Let the roofing inspector decide what to do.  Mostly roof inspection is free so you do not need to worry about the inspection cost.

Rotten wood and mold grow slowly, and it appears when fully grown. It can be out of your control and is expensive to fix as well.

File an Insurance Claim for Roof damage

Insurance companies recommend filing hail damage as soon as possible. In this way, you can do the repair in a timely manner and avoid further damage. If you neglect the hail damage caused to your house roof it complicates the destruction and your insurance policy may not cover the cost of damage caused by your negligence.

FAQ’s Related to Roof Damage from Hail

What season is hail most common?

Hail storms mostly occur in the spring, fall, and summer months. The majority of hails occurs between May to September.

How much does it cost to repair hail damage to a roof?

The repair cost of a damaged roof is $500-$700 per square. But if you need to replace the whole roof it may cost around $5000 to $20000 depending upon the competitive price, material, and area of the roof.

What do you need to do immediately if you see signs of hail damage? 

Being a homeowner, if you see signs of roof damage, the first thing you need to book a roofing inspector to estimate the damage. If the inspector suggests that you have hail damage then immediately claim insurance. And book a roofing contractor to repair the damage.

What do insurance adjusters look for on roofs?

Insurance adjusters inspect the roof for missing or broken shingles, wear and tear and sun damage, nail pops, new or old hail damage, installation problems, etc.

What is the most hail resistant roof?

Rubber roofing is most hail resistant. Because rubber is waterproof, mold-proof, and dent-proof.

What type of roof lasts longer?

Concrete, clay, or slate tiles last the longest. These materials perform far better than asphalt shingles and metal roofing.

Can you identify old hail damage from new?

The asphalt layer having a grayish tint is old hail damage while the asphalt layer being black is the fresh damage.

Are hail-proof shingles worth it?

Class 4 impact-resistant shingles worth the cost 10-20 % more than non-impact resistant shingles. Because they reduce maintenance costs and premature roofing replacement.

What is a Class 4 shingle?

To achieve a class 4 a shingle needs to pass a test of withstanding a 2-inch steel ball dropped multiples times from the height of 20 feet.

 

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